Thursday, April 30, 2015

Property Managers - Part of the Problem or Part of the Solution?


The perfect Property Manager...
to have or not to have...
that is the question!


It would be nice to have a Property Manager who is actively pursuing tenants and who gets rewarded by finding tenants who cause little or no damage, and are stable families who want to stay in your property, right?

We've seen a lot of contracts and noticed that some charge a 200.00 fee every time a new tenant signs the lease.  That almost sounds like a scam against the Property Owner, doesn't it?  What is their motivation to keep a tenant satisfied if there is a constant flow of turnover?

We love the Property Managers who take pride in their ability to hire onsite Managers who will keep the landscape groomed, keep the facilities, for instance, the community center, well lit at night, and tend to little details which would want to attract long term residents.

If you were designing a contract for a Property Manager what would be important to you?  Let's get some feedback and see if we can come up with a contract that would be amazing for both the Property Owner and the Property Manager.  Let's be part of the solution instead of complaining about the problem.  Thanks for your ideas!

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Come to our terrific website!  We have WTC Marketing working to make it amazing - www.fininvopp.com




Thursday, March 12, 2015

What is considered Real Estate Scam? Who are they? How to recognize them!

Who do Real Estate Scammers try to rip off?   

They prey on people who are uninformed and desperate for money.  Many times they are looking for people who are not fully cognizant of their surroundings,i.e., the value of their home.  No one ever wants to believe that someone is trying to steal their home from underneath their feet, but facing the natural consequences of our actions, or the consequences of a domino effect of life hits, like job lay off, bankruptcy, home in foreclosure, medical catastrophes without insurance (health or health insurance from the previous job has run out), can be absolutely daunting.

These life trials can put us into the hands of real estate scammers.  We can become so desperate to fix our credit reports and amass better credit ratings, that we feel we have to pay an attorney to help fix our situation.  That is just more money out of your pocket.   And if you decide to list your home with a Realtor while it is in pre foreclosure, you should know, that your property can be locked up for as much as six months while their listing is in effect.  You may choose to go ahead and list your property with a Realtor if you are in the early stages of foreclosure.

 If you have missed a few payments and you don't thing you will ever be able to catch up, you can list your home with a Real Estate Agent.  Here is what you need to know:

1)  Real Estate agent fees - both buyer and seller come out of your proceeds - this typically totals about 6% - 7%.
2)  This may be negotiable with some realtors.
3)  The foreclosure process typically takes 4-5 months from the time of the initial lien filing.
4)  So, listing with an agent, it may be possible to sell your home quickly if it is priced low enough to move.
5)  Currently in the 2015 market, there is a high level of inventory and homes typically sell in 6 months or longer if you are looking for the full value of your home.



A Real Estate investor, like us, FINANCIAL INVESTMENT OPPORTUNITIES,  is not going to give you the full price for your home because we are giving you cash for your home and it is an investment.    We also typically will not require any repairs or any other types of things that come out of the sale because that is already factored into our price.  .There are certain legalities of how a Real Estate transaction happens....FINANCIAL INVESTMENT OPPORTUNITIES abides by the law in all Real Estate Transactions.

So when entertaining the idea of using someone else as a Real Estate Investor, watch for these types of things:

If someone wants you to pay for the assessment to see if your home qualifies for a cash buy out.....RUN.
If someone wants you to pay for a home inspection - RUN
If someone wants you to pay for a Title Search - RUN.
If someone wants to bring in their own assessor and have you pay for it - that is not appropriate...RUN
If someone wants you to pay for their Contractor to look at your home - again...RUN.
What if they ask you to take out an equity loan to fix up things?  No - don't do it - RUN
What if they try to make you get a loan or use your existing home to get a new home? - Don't do it.

If someone wants you to pay for ANYTHING - even to fix your home up before they give you the CASH - RUN.

Call us first -805 285 2312   We have a proven track record of taking care of our clients.  We will not ask you for any cash at all.  We will be the ones giving your the cash if your home qualifies.

Check out our website - read our reviews from happy customers.  
http://www.fininvopp.com



Wednesday, February 4, 2015

Why would I want to get cash for my home?


·         Sandy Mercer was behind in her mortgage payments and was just one month away from foreclosure and in jeopardy of losing everything. 
·         John Smythe was a landlord who was tired of having his tenants trash his rental; he wanted out quickly so he could move on to other types of investments. 
·         Susan Gillam was divorcing her husband and wanted to go forward equitably and peacefully with both parties becoming debt free from the sale of their home. 
·          
·         Cynthia Really got an amazing job in another state and had to start right away, she had to cut losses and leave rather than dealing with the regular long time frame of trying to sell for the original price she thought she could get. 
·         Alfred Dumont inherited his Grandfather’s house.  The home was in need of repair, full of junk from his grandfather’s hoarding – he needed it gutted, rehabbed and completely fixed up before he could sell it.  By taking a lower price, he let the new owner take over that mess.  
·         Another person didn’t know if he could trust a real estate agent and just didn’t know enough about the business to do a for sale by owner, and trusted us to help him get out quickly.
·         Questions from clients:
·         Our mortgage payments are too high because I lost my job –Now my credit is bad… will you still help us?  Yes! We can help you get out quickly.
·         Our foundation is a mess – can you help us?  Yes – we will need to disclose that to the new buyer and it might take a little longer but we can help you.

·         We know our house looks dated and cluttered.  We would like to move out and sell it vacant so it will go faster and maybe you could fix it up for the new owner?  Yes.  That is called rehabbing – yes we could do that for you.  It might take a little longer, or we can work the fix up budget into the selling price to move it quicker.

Monday, November 24, 2014

Why would we need cash for our home???

·         




       Sandy was behind in her mortgage payments and was just one month away from foreclosure
and in jeopardy of losing everything even though equity existed.  A quick sale could put money in her
pocket and salvage her credit.


·         John was a landlord who was tired of having his tenants trash his rental; he wanted out quickly so he could move on to other types of investments. 
·         Susan was divorcing her husband and wanted to go forward equably and peacefully with both parties becoming debt free from the sale of their home. 
·         Cynthia got an amazing job in another state and had to start right away. She needed to move quickly. She did not have time to do all the needed repairs to sell for the premium price or the time to wait for a retail buyer.
·         Al inherited his Grandfather’s house.  The home was in need of repair and full of his grandfather’s possessions– he needs it updated before he could sell it, but he lacked the funds or the ability to do it.  By taking a lower price, he let the new owner take over that job.  
·         Bill didn’t know if he could trust a real estate agent and just didn’t know enough about the business to do a “For Sale By Owner”, and trusted us to help him get out quickly.



·         Questions from clients:
·         I lost my job and I can’t make my mortgage payments and I have fallen behind in my bills –Now my credit is bad… will you still help us?  Yes! We can help you get out quickly.
·         We know our house looks dated and cluttered.  We really don’t want to go through all the trouble and expense to sell our home using a conventional means. Will you buy it?  Yes.  It really does not matter the condition of the property. We will take care of all that.
·         My mom died and I just can’t get past it – I need the money to pay for her funeral expenses, so I need to sell the house – Can you help us?   Yes, we can buy your house for cash and the funeral mother deserves can be done.
·         We raised 6 kids in that home – it’s crazy, we needed a big house we couldn’t afford and now with no kids, we really need something smaller and nicer.  Can you help us get the money we will need for a down payment on our dream retirement home? 
Yes – usually enough equity exists in your current home that leaves you with cash in hand for that next home.

This is how we work!

·         We will quickly call you back and get some additional information about your house. It’s possible we can make you a offer there on the phone, but more likely that we will ask to set up a time at your convenience to come take a look at your home.
·         During our visit, we will explain the process of our company purchasing your home. We will then assess the condition of the home and make you a no obligation, no nonsense, cash offer.
·         If you choose to accept our offer, we’ll set up a fast closing that works best for you and you can get the cash out of your home!
We will chat with you and make some decisions based on our interview to decide what the value of your home is.  We will then give you a cash offer and we can usually close in 15 days to get you the money for your home.

There are many factors that determine the offer that we will make on your home, some of these factors include:
1.    What is current financial condition of the home?
2.    What does your home look like now?
3.    The length of time and expense to get all the repair work done.
4.    We will evaluate other homes near your and determine the extent of repairs.

5.    We will take into consideration how much your home will be worth after repairs.

FINANCIAL INVESTMENT OPPORTUNITIES
805 285 2312 - CALL US TODAY

Thursday, November 20, 2014

Cash for your home! Be one step ahead of the bank...and win!



FINANCIAL INVESTMENT OPPORTUNITIES, LLC 



Would you like some cash in your mail box within about 15 days?  We buy homes for cash - pure and simple.  We help buyers who want to invest get a great deal and you get whatever cash you need out of your home before you can't pay the bank and they take it back.  Call us and tell us about yourself.  

How old is your home?
How much is owed?
Doesn't need any repairs?

We know people get into financial problems because of illness or lost their job and can't make their house payments.   When this happens you lose everything.  With our services, you get at least some money back - cash when you need it - for food, for clothes, for medical expenses, for whatever emergency you have.  We are here to help!  


Www.fininvopp.com

Phone:  805-285-2312

Tuesday, November 11, 2014

Cash for houses!

So many times, we beat ourselves up for getting into sticky financial situations.  The emotional turmoil is so damaging that we do to ourselves.  Sometimes we procrastinate doing what we should to salvage a bad situation and then lose out on a great deal to recover or recoup at least what we put into the opportunity.

We are looking for sellers and buyers of homes in your city. We can close quickly and get you the cash you need so it doesn't have to be lost to the bank.  Make sure your worst enemy is not living between your own two ears - let us help you get some cash for your home.

 805 285 2312 call now!

Tuesday, November 4, 2014

LOOKING FOR CASH BUYERS - NEED TAX DEDUCTIONS?




It's the end of the year.... 

 As an experienced investor, you know the pros of having viable tax deductions to offset your income.  Looking for tax deductions?  

Look no further!  Looking for Cash Buyers for Homes in the Scottsdale, AZ area.  We can close within about 15 days.

Email me at financialinvopp@gmail.com - 805 285 2312